The Financial Aid Office administers federal, state, institutional and privately funded financial aid awards. Financial aid can be in the form of grants, scholarships, employment and loans. Financial aid is awarded to students enrolled in degree or certificate programs. A student must demonstrate financial need to be eligible for most student aid programs. A student’s financial need is the difference between the student’s cost of attendance (COA) at the school and the amount the family is expected to contribute to the student’s education (EFC).